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4 Tips For First-Time Homebuyers in Dombivli

Blox Social
Posted on
Apr 22, 2023

Buying your first home is one of life's most joyous and exciting times. It can be even more exhilarating when your future home is actually in the city of dreams. And while there are many localities in Mumbai, in this blog, we will address how Dombivli would be a great pick for first-time homebuyers.

Dombivli is a bustling city located alongside the Ulhas River in Maharashtra. The locality proves to be an important area of the Mumbai Metropolitan Region, thanks to its strategic location and proximity to the railway station. Not to mention, Dombivli is also known as a thriving commerce hub commerce in the Thane district.

So, if you wish to lead a comfortable lifestyle, purchasing a property in this locality is your best bet! And since this is your first time buying a residential property, we have a few suggestions that will make your home-buying experience smooth and hassle-free:

Know Your Requirements

Before you begin shortlisting your options, knowing what you are looking for is better. Jot down all your requirements beforehand. This will help you set a standard for your house hunt and ensure you shortlist the options that tick all the right boxes.

Other than this, you also need to determine the intent of your purchase. You need to know whether your new residential property will be used for investment or personal use.
If you are buying for investment purposes, you need to assess the rental rates and potential for appreciation of Dombivli to make an informed decision. But if the property is used for personal use, you should consider creating a checklist of all basic details like location, social amenities, connectivity, and more. For Dombivli, the rental market has seen a 2.5% year-on-year appreciation rate.

And while you ought to consider your existing requirements, you should also consider your future needs and pick a configuration that aligns with them. You must ensure that your chosen property will be ideal for your growing family and will be a lucrative deal in the long run.

Set a Budget

Once you know what you are looking for, it is important to set a budget for your upcoming purchase. Having a budget in mind will help you shortlist properties that match your requirements and fit your budget. In Dombivli, the average price per sq. ft. is around Rs. 6,498, which can help you estimate the flat prices around the neighbourhood. So, this being your first home purchase, you are looking at a locality that might fit your budget. However, it is still important to factor in all additional expenses, such as registration charges, maintenance costs, and future costs for interiors or renovation.

You might also need to consider your financing options, for which you should check your loan eligibility. While getting a home loan, you would want the EMI on home loans to be less than 35% of your total income. Going beyond this will hurt your pocket and might even impact your lifestyle. Moreover, you also need to set aside an emergency fund, which comes in handy in case of any unforeseen emergencies.  

Look for Infrastructure and Social Amenities

These days, realty projects offer many features and amenities to provide the residents with an improved standard of living. So, it is vital to look for all the features that the realtor has to offer.

You should also have a look at the social amenities near the property, as it will further increase the level of convenience and comfort in your daily life. Regarding Dombivli, residents can be assured of a wholesome living experience. The area offers a great mix of social and retail infrastructural facilities.

There are a number of reputed schools like Royal International, Omkar Cambridge International, and Prabhakar Desai International School. There are also several hospitals and dispensaries, such as ICON Hospital, RR Hospital & Research Centre, AIMS Hospital, and Manav Hospital. For students, this area is great as it houses colleges like Pragati College of Arts & Commerce, KV Pendharkar College, and Shivajirao S. Jondhale College of Engineering.

Look for Recreational Spots

Whether you are a student, a family man, or a job seeker, you would need a few spots where you can unwind and relax. So, it is better to ensure that you have some happening places near your new. Luckily, Dombivli also has some great recreational spots that you can visit, like City Mall, Shantaram Shopping Complex, Bhagat Shopping Centre, Metro Junction Mall, Xperia Mall, and PP Chambers.

Moreover, the locality is renowned for its shopping experiences thanks to the cultural and food festival "Utsav" that is held here each year. Visitors can indulge in a diverse range of goods and savour delectable street food, making it a perfect outing. Moreover, Dombivli provides an opportunity to go on a boat cruise along Dombivli Creek, starting from Reti Bunder in Dombivli West.


We hope that this information will help you get started with your house hunt in the Dombivli locality and get you a little closer to your dream home!

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