The Maharashtra Housing and Area Development Authority
Soon after India achieved independence, the Maharashtra Housing Board was established in 1948. The board undertook the construction of affordable housing projects in the state (except the region of Vidharbha) and allotted these residential units to the public. Later, in the 1970s, the Bombay Slum Improvement Board was set up for the redevelopment of slums and the provision of utilities for slum residents. Eventually, in 1976, with the passing of the Maharashtra Housing and Area Development Act, all these responsibilities were taken over by the Maharashtra Housing & Area Development Authority (MHADA), which became the nodal agency for offering low-cost housing in Mumbai and for coordinating the efforts of nine different housing boards spread across the state.
What is the MHADA Lottery?
The MHADA Lottery is a scheme offered by the authority to pick allottees for the various government housing schemes impartially. The focus is to provide an objective and fair lottery system for the allotment of housing for low-income applicants. The lottery is picked randomly by a computerised program from among the pool of eligible applicants. It is a clean, transparent system that offers all applicants an equal chance of availing of the facility after screening through set eligibility criteria.
The MHADA Lottery is announced for various regions depending on the availability of units in each project. The local housing boards undertake the construction, but the allotment is centralised and conducted by MHADA. The very first MHADA lottery draw was conducted in the year 2012, and ever since, the board has made several thousands of affordable housing units available each year.
MHADA Lottery - Eligibility Criteria
To be able to participate in the MHADA lottery scheme draw, the applicant must meet the following eligibility criteria-
- The person applying should be 18 years of age or above.
- He/She should be a permanent resident of any city in Maharashtra. This means that they should produce a domicile certificate that proves they have held an unbroken residency in any city in the state for at least 15 years.
- The applicant should be a Permanent Account Number (PAN) Cardholder.
- The or his/her immediate family (parents, spouse, or children) should not own or hold residential property.
- Anyone who is already a beneficiary of an MHADA lottery scheme cannot reapply.
Income Categories for MHADA Lottery Scheme
The various income categories, as defined by the MHADA regulations, are as follows -
- Economically Weaker Sections (EWS) - Income up to INR 6 lakhs (Mumbai, Pune, Nagpur) and INR 4.5 lakhs per year (rest of Maharashtra) – Unit size 30 sq. metres
- Lower Income Group (LIG) - Income up to INR 9 lakhs (Mumbai, Pune, Nagpur) and INR 7.5 lakhs per year (rest of Maharashtra) – Unit size 60 sq. metres
- Middle Income Group (MIG) - Income up to INR 12 lakhs (Mumbai, Pune, Nagpur, and rest of Maharashtra) – Unit size 160 sq. metres
- Higher Income Group (HIG) - Income more than INR 12 lakhs (Mumbai, Pune, Nagpur, and rest of Maharashtra) – Unit size 160 sq. metres
Application Process
The registration process for the MHADA lottery application is a simple one.
- Log on to the official MHADA website and create an account with your personal details
- Log in with your OTP
- Pick the MHADA scheme you want to apply for based on the location of your choice.
- If there is an ongoing scheme or project, fill in the application for the lottery with your information.
- Upload the supporting documents as necessary.
- Make the online payment for the application and print out the acknowledgement and receipt.
Documents required for application –
PAN card and Aadhaar card are mandatory for the application process. In addition, the domicile certificate must be produced to avail of the benefits. Other documents may be used as the date of birth proof.
- Aadhar Card
- PAN Card
- Birth Certificate
- Domicile Certificate
- Voter ID
- School Leaving Certificate
- Driving License (optional)
- Passport (optional)
An application charge of INR 560 is levied on all applications. The registration charge may vary between INR 5000 and INR 20000, depending on the income category.
MHADA Lottery 2023
In 2023, MHADA will offer thousands of low-cost housing options in Mumbai and the rest of the state. The first round of MHADA lottery applications started in January 2023, and the application process closed in February 2023. The lottery draw for this was held on 17 February. Those who have applied for affordable housing under this scheme can check their lottery status on the MHADA website. If you have not been able to meet the deadline for the MHADA application or have not been successfully chosen by the lottery pick, you can keep a lookout for future housing lottery announcements through the site and apply again. In addition, live schemes are visible under the regional housing boards in the MHADA Lottery Site.
The MHADA Lottery scheme is an excellent welfare scheme available to mill workers and people from economically weaker sections of society. It is the state equivalent of the Pradhan Mantri Awas Yojna that the central government offers.