Owning a residential property in Mumbai is a significant accomplishment, both personally and financially. Real estate properties are always in high demand, and it is a dream for every Mumbaikar to own one. However, it is crucial to register your property to establish your legal ownership of it. By paying the registration fee and stamp duty and completing the registration process, you ensure that you are the legal owner of the property.
Sections 28 and 30 of the Registration Act, 1908 authorise the Sub-Registrar of any district to register the sale of an immovable property that lies within the jurisdiction of the office. So, when you purchase a flat, apartment, or building in Mumbai, you must first find out the relevant sub-registrar's office for the location of your new home. The registration fee and the stamp duty can be paid online for convenience and expediency, but the registration of a property in Mumbai will involve visits to the sub-registrar's office as well.
The Bombay Stamp Act 1958, also known as the Maharashtra Stamp Act, mandates the payment of stamp duty for any flat, apartment, or property in the Mumbai suburbs. The amount of stamp duty to be paid depends on the location and value of the property, as well as the gender of the owner. You can refer to the table provided here to determine the exact amount that needs to be paid.
Area in Mumbai |
Stamp duty (when the buyer is a man) |
Stamp duty (when the buyer is a woman) |
Registration charges |
Within the municipal limits |
6% of property value |
5% of property value |
1% of property value |
Within municipal council/ panchayat/ cantonment area within MMRDA |
4% of property value |
3% of property value |
1% of property value |
Within gram panchayat |
3% of property value |
2% of property value |
1% of property value |
Things to remember –
The Inspector General of Registration and Controller of Stamps (IGR) is responsible for the registration of any property in Mumbai. This can be done by visiting the local sub-registrar's office.
Process of paying stamp duty and registration fees online
When you visit the sub-registrar's office with the e-challan, you will need the following documents to complete the registration process -
The entire process, from the collection of forms to receiving the registration deed with the property registration number, may take more than a month. However, once this is done, the authenticity of your ownership is established, and public records are updated by the sub-registrar's office.
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