When we speak of investments, some of the first things to pop up in our minds are returned on investment (ROI), risk factors, time, liquidity, tax, inflation, etc. Known to be a saving economy, Indians aren’t the most forthcoming when it comes to investing, and rightly so. Nonetheless, this seems to be changing with the current generations, courtesy of the available resources, such as the internet and professionals like financial advisors.
Other regular investments include stocks, bonds, provident funds, insurance, and exchange-traded funds (ETFs). However, with the current real estate wave in the country, let's dwell deep into the matter, breaking down the reasons for investing in these fixed assets and stating their types.
Known as the Maximum City, Mumbai is home to a population of over two crores. Thus it isn’t difficult to fathom the skyrocketing real estate prices. Nevertheless, the demand continues to be stable, to say the least, with top developers dishing out world-class infrastructure.
1. Residential Real Estate
A high-cost proposition that promises long-lasting returns, residential real estate refers to flats/apartments, duplexes, penthouses, villas/bungalows, and townships. An investor could use this to live, rent out, or keep it for future resell purposes.
2. Commercial Real Estate
The sole purpose over here deals with business. An investor could use this for personal work or rent it out for commercial purposes. Investing in commercial real estate usually involves a higher rate of return. Examples include educational institutes, health care, shopping centers/malls, and offices.
3. Industrial Real Estate
These refer to land, factories, and warehouses used for industrial activities involving manufacturing, assembling, construction, and logistics. These offer higher income returns too.
4. Land Investments
As basic as it gets, investing in land involves an individual purchasing land, which he could use for many purposes, including residential, commercial, industrial, or even a mix. Pouring-in capital regarding raw land is the least expensive compared to others and offers the highest ROI.
Some other types include Real Estate Investment Trusts (REITs) and crowdfunding platforms.
No doubt, real estate investments demand high capital. However, they remain a popular choice, courtesy of it’s ROI and low-risk factor.
Moveable property is a category of assets that is equally significant but sometimes ignored in a society where property is typically seen as a permanent and immovable asset. We will examine the principles of movable property in this comprehensive book, learning what it is, why it is significant, and how it could be essential in many areas of our lives.
These Navratri colours are not just a matter of tradition; they are deeply intertwined with the festival's spiritual significance and have the potential to bring peace and prosperity to your residence.
Owning a residential property in Mumbai is a significant accomplishment, both personally and financially. Real estate properties are always in high demand, and it is a dream for every Mumbaikar to own one. However, it is crucial to register your property to establish your legal ownership of it. By paying the registration fee and stamp duty and completing the registration process, you ensure that you are the legal owner of the property.