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Your Ultimate Checklist: Steps to Follow Before Purchasing a Flat for a Stress-Free Home Buying Experience

Blox Social
Posted on
Nov 29, 2023


Steps to follow before purchasing a flat

  1. Decide your personal preferences – The first step towards buying your dream home is to finalise your preferred location and budget. This may require some introspection from all family members and some degree of compromise. For instance, you may prioritise a 3 BHK in Borivali over a 2 BHK in Andheri. Choosing a neighbourhood that offers good markets, schools, and public transport connectivity is important.
  2. Look up listings from trusted developers – The builder or the developer you partner with should have an impeccable reputation for delivering high-quality apartments on time. This decision will impact your experience in your new home and the growth of your property's value. Look up listings from trusted developers in the locality or suburb of your choice.  
  3. Compare projects – Compare various projects and list the amenities and facilities they offer residents. Look up the individual floor and unit plans available and the advantages of each project. The ready reckoner rate of each project may be different due to the size and scale of the project and may impact your home buying budget.
  4. Shortlisting and site visits – When you have shortlisted a handful of projects, you may want to start allocating time for physical site visits. This will give you a clear idea of how it will feel to live in these units. You can enquire about Vastu-compliant flats in these projects if it is on your list of priorities.
  5. Document verification – One of the most important steps to follow before purchasing a flat is to verify the documents and permits for the project you have finalised. The land title, the encumbrance certificate, approved building plans, NOC, commencement and completion certificates, land use approvals, and khata certificates are some of the important documents to verify before investing. You may also seek the help of a lawyer to check the builder buyer agreement or sale deed and understand the terms.
  6. Securing your home loan – If you do not have a pre-approved loan, this is the right time to compare home financing products from trusted banks and NBFCs. Negotiate advantageous terms and understand your EMI commitments before signing up for the home loan.
  7. Buying and registering the property – When your home loan is sanctioned and disbursed, it is time to buy the home of your dreams. Registering the sale deed at the local sub-registrar and paying the stamp duty is important. Your purchase of the property is not complete until this is done.

Things to remember after buying the property –

Once you have finalised the purchase of your flat, it is important to apply for a new property tax assessment. You must pay the property tax for your house each year. You will also need to apply for utility connections in your name.

Buying through Blox

The home-buying process has traditionally been a rather stressful one. With the introduction of the Real Estate (Regulation and Development) Act of 2016, home buyers have been granted legal protection from fraud, stalled projects, and delayed deliveries.

The best way to ensure that your buying experience is stress-free and joyful is by enlisting the help of Blox, India's revolutionary online home-buying platform. Blox brings you verified listings from the top developers in Mumbai, Thane, Navi Mumbai, and Pune. The site also offers the services of a personal relationship manager who hand-holds you through the entire process and offers expert guidance. The RM will offer you invaluable insights into the property market of the suburb and help you with the steps to follow before purchasing a flat. This includes offering virtual tours of your shortlisted properties through a video call. Blox helps you go from searching to buying the property in seven clicks. And all this at zero cost.


Your home is the centre of your family life. It is where you create cherished memories with friends and loved ones and live your life away from the hustle and bustle of city living. Blox is committed to providing a smooth and easy home-buying experience.

Real Estate