The Loan to Value ratio (LTV) holds significant importance in the context of home loans, particularly in India. It represents the proportion of the loan amount to the appraised value of the property being financed. Lenders in India utilize the LTV ratio as a crucial factor when determining the risk associated with granting a home loan. By understanding the LTV ratio, borrowers can gauge their borrowing capacity, while lenders can assess the level of risk involved in providing a home loan.

The living room of your flat or apartment is where you relax with your family, host your friends and loved ones, and settle in to binge-watch the latest Netflix series. Keeping this space clean and clutter-free defines your home experience. Here are some quick tips to get your living room organised in minutes.

We all know that Mumbai is a city of dreams, glamour, and entertainment. But it also has a darker side that hides many secrets and mysteries. Yes, there are indeed certain places in the financial capital that are said to be haunted by ghosts, spirits, and paranormal phenomena &ndash; especially haunted houses.&nbsp;

The art of dressing is not just about wearing fashionable clothes but also about creating an ambience that reflects your unique style and personality. If you&#39;re looking to infuse elegance and a touch of Indian art into your dressing room, you&#39;re in for a treat. Indian art forms are known for their intricate designs, vibrant colours, and rich cultural heritage.

Our undying love of classic d&eacute;cor and&nbsp;vintage home ideas&nbsp;can easily be translated into design solutions. The best way to achieve this is by looking up vintage-themed d&eacute;cor options on Pinterest and Instagram. Here are some home d&eacute;cor ideas that remain evergreen.

Quite a few documents are required while purchasing a property in India. These documents ensure the legality of the transaction and also offer freedom from any claims or legal disputes. In Maharashtra, one of the essential documents required for property purchase is the 7/12 extract. However, the 7/12 extract has been eliminated in urban areas of Maharashtra, including the suburban regions of Mumbai. Still, this document is significant when buying land plots in rural or semi-rural areas of the state. Thus, the 7/12 extract retains its importance in locations where land plots lack a city survey number.

Numbers hold great significance in numerology as they carry unique vibrations and energies that can affect various aspects of our lives. The number 1 is considered to be the most powerful and dynamic of all numbers. It is associated with new beginnings, leadership, independence, and creativity. When it comes to house numbers, having house number 1 can bring many benefits and opportunities.

The power couple Akshay Kumar and Twinkle Khanna have looked to nature for ideas when it comes to designing a peaceful home. Akshay Kumar&#39;s house in Mumbai is located in Juhu and has a stunning view of the Arabian Sea. In addition to this, their home contains many more natural components. This reveals their strong ties to the environment and appreciation for organic design. Their house is a peaceful retreat where nature seamlessly fuses with their daily lives thanks to abundant flora and clever decor choices. Today, we enter their wonderful home and explore the alluring features that actually distinguish it from other homes.

Acquiring a home loan is a significant milestone in a person&#39;s life. It provides the financial assistance required to purchase or construct a dream home. However, it&#39;s important to understand the various stages and documents involved in the home loan disbursement process to ensure a smooth and hassle-free experience. Let&#39;s delve into the intricacies of this process.

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